Home insurance costs are soaring. Learn how to cut your premium in 2026 with expert-backed tips, from smart shopping to roof upgrades.

A home warranty and home insurance both provide peace of mind, but they offer different types of coverage. Find out how they differ and if you need both.

On the declarations page of your new policy, look for the policy effective date. This is when your new coverage begins. Select the end date for your old policy so the new policy begins immediately and ...

According to a recent report from Insurify, a virtual insurance agent, 57% of homeowners have made financial sacrifices to ...

CheapInsurance.com reports that standard homeowners insurance excludes earthquake coverage, which varies by state. Options ...

Jessica Gibson is a content update editor and writer for Investopedia. She has over 10 years of experience in digital publishing and three years of experience covering financial topics like insurance, ...

Some consumers are turning to home warranties to replace the mechanical breakdown endorsement on a home insurance policy.

Home insurance costs continue to rise, introducing a new factor to the housing affordability equation and impacting homebuyers.

In 2024, 6.1 million American homeowners skipped home insurance, according to the Consumer Federation of America. Without coverage, they risk paying tens of thousands of dollars out of pocket for ...

Texas lawmakers hope to rein in homeowners’ rising insurance bills even as they acknowledge there’s only so much they can do to tackle costs. Legislators have advanced bills to limit how much ...

Colorado legislators are hoping that imposing a new 1% fee on homeowners insurance will help stabilize the state’s increasingly volatile marketplace. A bill proposal is making its way through the ...