When a storm, fire, or burst pipe rips through your home, you expect your insurer to step in as a financial backstop, not a ...

Your home is more than just your largest purchase, it's the center of your life. So, making sure it's insured should be a priority. After a catastrophe, having homeowners insurance — and the right ...

CheapInsurance.com reports that standard homeowners insurance excludes earthquake coverage, which varies by state. Options include endorsements or separate policies.

David McMillin writes about credit cards, mortgages, banking, taxes and travel. Based in Chicago, he writes with one objective in mind: Help readers figure out how to save more and stress less. He is ...

Buying your first home is a major milestone. However, it comes with major financial responsibilities, including protecting your home with homeowners insurance. While many first-time buyers focus on ...

For many homeowners, roof replacement is one of the most expensive repairs they may ever face. It is also one of the most ...

Learn how windstorm insurance covers property damage from hurricanes and tornadoes, and find out if you need extra coverage in high-risk areas.

Tornado damage is typically covered by a standard homeowners insurance policy, but there may be exceptions. Many, or all, of the products featured on this page are from our advertising partners who ...

Water backup coverage can pay for damage to your home if a sewer or drain backs up or a sump pump overflows. Many, or all, of the products featured on this page are from our advertising partners who ...

Homeowners insurance policies don’t typically cover mold. But it might be covered in some instances, depending on the circumstances. Try checking your home insurance policy or talking to your agent ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

Homeowners insurance is important for unexpected occurrences, but what about damage to your home that occurs over time? Some homes suffer damage from wood-loving bugs: termites. Even though damage ...