The annual cyber insurance application form shows what the carriers think you should be doing to best prevent and recover from ransomware attacks. Pay attention. It’s that time that I fill out the ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Broad form insurance provides coverage for uncommon or higher-risk events, which is why it ...

Lucas Downey is the co-founder of MoneyFlows, and an Investopedia Academy instructor. Eric's career includes extensive work in both public and corporate accounting with responsibilities such as ...

Broad form car insurance is a cheaper option that only covers one driver with minimum liability coverage. This means anyone else who drives your car is not covered. Because of the risk level, this ...