Beverly is a writer, editor, and paralegal specializing in personal finance and tax law. She covers personal financial and ...

While Social Security may not have changed enough, it has still changed over time. Let's take a look at the average benefit ...

Waiting to claim Social Security until age 70 can add more to your monthly payments, but it doesn't always pay off over time.

Filing for Social Security at 62 can cut your lifetime income and reduce survivor benefits. Here's why it pays to think twice ...

For Americans ages 45 to 54, the median 401(k) balance is just $67,769 according to Vanguard’s How America Saves Report. This ...

I write a column similar to this one every January. But I don't mind plagiarizing myself because it contains a very important ...

Senior homelessness is rising at an alarming rate, forcing older adults to choose between healthcare, shelter, and survival.

When you have a $500,000 annual income, you have a lot of money to replace as a retiree. The good news is that your current ...

If you are willing to accept a particular way of life, retiring at 55 with $500,000 may be possible. The math can work on paper, but it takes discipline and determination to stay the course when ...

There is no question that retiring with $2 million in the bank represents a pretty significant achievement for most people [… ...

How much you need for retirement depends on many individual factors, but average spending trends can give you an estimate for ...

Texas has become a retirement hot spot with its low income taxes, warm weather, and good prices. Here are the five most ...